Hello! We're Bob and Manón Langenberg We're more than independent financial advisors, we are your financial guides. Since 1993 we've been cracking the retirement planning code so our clients can have better lives today, and tomorrow. We have a unique vision to be strong guides for our clients, helping them to chart a course through the challenges and opportunities of today. Our company, Innovative Financial Answers, works as an innovative think tank providing ideas and solutions to help navigate planning in today's changing world. As independent financial advisors, we can offer you the entire universe of financial tools available. We can become your personal CFO or quarterback and spearhead your entire investment and estate plan. Our goal in working with you is to provide clarity, insight and action.

It's simply not enough today for a financial advisor to be ‘competent'. As the world continues to change at a faster and faster pace, good enough just isn't good enough anymore. At Innovative Financial Answers we understand that our role is to bring you the latest thinking, the best products and strategies that fit your personal life goals. That's no easy task in today's environment, but it's one that we relish. Our mission and our commitment to you and every one of our clients is to be a strong financial guide helping you face the challenges and opportunities of 21st century life with confidence. Our credentials include: Manón is a Certified Senior Advisor, a Chartered Senior Financial Planner, and is certified in Long Term Care. Bob is securities licensed, and we both are licensed in the health and life industry. We are members in good standing with the Better Business Bureau, The West Chamber and The National Ethics Bureau. Innovative Financial Answers... Clarity, Insight, Action. Contact us today to find out more about how we can help you navigate your financial course in today's changing world!  Learn more about some of the companies that we represent.